Privacy Policy

Introduction

Last Updated: May 12, 2025

Welcome to Devorative's Privacy Policy. At Devorative, we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial education services.

We take your privacy seriously and have designed this policy to be as transparent as possible about our data practices. Please read this privacy policy carefully as it will help you understand what we do with the information that we collect.

Information We Collect

We collect personal information that you voluntarily provide to us when you register for our services, express interest in obtaining information about us or our products, participate in activities on the website, or otherwise contact us.

The personal information we collect may include:

  • Personal Identifiers: Name, email address, phone number, and postal address.
  • Account Information: Username, password, and profile details for registered users.
  • Financial Information: When you participate in our workshops or use our tools, we may collect anonymous financial data for analytical purposes, but we never store personally identifiable financial information without explicit consent.
  • Communications: If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of any message and/or attachments you may send us, and any other information you may choose to provide.

How We Use Your Information

We use the information we collect for various business purposes including:

  • Provide, operate, and maintain our website and services
  • Improve, personalize, and expand our website and service offerings
  • Understand and analyze how you use our website and services
  • Develop new products, services, features, and functionality
  • Communicate with you about our services, including for customer service, updates, and marketing purposes
  • Process your transactions and manage your account
  • Find and prevent fraud, and respond to trust and safety issues

How We Share Your Information

We only share information with your consent, to comply with laws, to protect your rights, or to fulfill business obligations. We may share your information in the following situations:

  • With Service Providers: We may share your information with third-party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work.
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Legal Compliance: We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
  • Vital Interests and Legal Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation.

Your Privacy Rights

Depending on where you reside, you may have certain rights regarding your personal information, which may include:

  • Right to Access: You can request copies of your personal information.
  • Right to Rectification: You can request that we correct inaccurate information or complete incomplete information.
  • Right to Erasure: You can request that we erase your personal data under certain circumstances.
  • Right to Restrict Processing: You can request that we restrict the processing of your personal data under certain circumstances.
  • Right to Data Portability: You can request that we transfer your data to another organization or directly to you.
  • Right to Object: You can object to our processing of your personal information.
  • Rights Regarding Automated Decision Making and Profiling: You have rights related to how we use automated decision-making processes.

To exercise any of these rights, please contact us using the details provided below. We will respond to your request within the timeframe required by applicable law.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to access or store information. These technologies help us analyze website traffic, personalize content, and tailor your experience on our site.

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

Children's Privacy

Our website and services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us immediately so we can take appropriate actions.

Changes to This Privacy Policy

We may update this privacy policy from time to time. The updated version will be indicated by an updated "Last updated" date and the updated version will be effective as soon as it is accessible. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

Contact Us

If you have questions or comments about this policy, you may contact us at:

Devorative
15 Harper Crescent
Kumasi, Ghana
Phone: +233 32 204 5590
Email: [email protected]